If you have ceased membership of the Kingfisher Pension Scheme (KPS), it means you have preserved benefits in one or both of the following sections of the:

  • The Final Salary Section (or KPS-FS); and/or
  • The Money Purchase Section (or KPS-MP).

A bit of jargon: You may occasionally hear that you are referred to as a deferred member of the Scheme.


This the final salary section of the Scheme (or KPS-FS). It closed to new joiners on 1 April 2004 and closed to future accrual of benefits on 30 June 2012. This means that with effect from 1 July 2012 it was no longer possible for members to pay contributions into the KPS-FS and build up more benefits.

When the KPS-FS closed, all eligible active employees were invited to join the KPS-MP and to have linked benefits.


This is the money purchase section of the Scheme (or KPS-MP). It is still open to UK employees of a company within the Kingfisher group that participates in the Scheme.